Money transfers used to be a tedious and time consuming process. Even though a lot has changed over the last decade with strides in banking technology, it has also led to a different problem all together. These days there are so many remittance methods available that it is confusing and quite a task to figure out the best option in terms of speed, low transaction fee and other factors.Here are the top three ways to send money from UK:1. Online money transfer: Transfer of money online is an alternative to paper based money transfer like cheques, money orders. If you have an internet connection and activated online banking facility, this is the easiest way for sending money from the UK to Philippines. All you need is information about the recipient such as name, address, bank or financial institution details the money is being sent to, the SWIFT or IBAN code of the receiver bank. Online money transfer has two major advantages. One is that you do not incur banking charges which in some cases can be ridiculously high. The other advantage is that you can do it from wherever you are (home or office). Since reputed money transfer agencies offer low transfer fees and competitive exchange rates, it seems as if you are getting to send money to Philippines for free. 2. Wire transfer: The most common way to transfer money internationally is by wire transfer. To get a wire transfer done, you need to visit the branch of an agency such as Western Union or visit your bank branch. The bank or agency branch will need information from you about the recipient and details of the recipient’s bank or any other financial institution the money needs to be transferred to. Once all the required information is gathered by the bank or agency branch, they will send information to recipient’s bank or financial institution along with the wire transfer. The wire transfer process duration varies as per the institution and could take up to a couple of days.3. PayPal: It is similar to traditional money transfer agencies, except for the fact that it operates electronically. This is a good alternative to online money transfer using your bank. The other difference is that the sender is not charged. It is the receiver who gets charged. Exchange rate of transfer is applicable and a fee of 3.9% of the transaction is applicable for every international transaction. To carry out a transaction using PayPal, you will have to create a PayPal account by signing up on their website. While signing up, you need to enter your banking details which PayPal will verify. Once registered, all you need is the sender’s email address to transfer money. You just need to log in to PayPal’s website whenever you want to send the money. Click on ‘send money’, enter the recipient’s email address and amount and click send. That’s how simple it is to transfer money these days.
5 Myths About Lice-Busted
1. Lice are dangerous
Yes, lice are creepy critters and a pain to get rid of, but they are not dangerous. Even though lice have a reputation for carrying and spreading diseases, lice are not a major health risk to people who get them.
2. Pets can transmit lice
Certain types of insects like ticks can be passed on from pets to humans, but not lice. There is a certain type of lice that affects pets, but the species of lice that infest humans is not the same.
3. The length of your hair determines your chances for getting lice
When it comes to lice, they don’t discriminate based on the length of someone’s hair. Lice attach to the scalp, therefore anyone with any length of hair has the same chances of getting lice if they come into contact with someone who is already infested.
4. Lice are acquired by lack of cleanliness
While many people associate lice with poor hygiene, that is not the case. Anyone can get lice from contact with someone who already has it, and washing your hair will not get rid of lice. Lice can actually survive underwater for up to six hours! The only way to get rid of lice is by combatting it with treatments.
5. At-home treatments are safe and effective
While it may seem easier to use at-home remedies such as combing or natural oils to treat lice instead of seeing a professional, these types of treatments are not conclusively safe or effective, leaving a higher chance for lice to return. It’s best to seek professional treatment and sterilization of your home in order to get rid of lice for good.
Coming soon! Investment opportunity: Chop 2 Bowl
Cooking need to be made fun and something that all can enjoy. This is the reason why Chop to Bowl was invented. This is a very good invention when it comes to cooking. There are definitely so many reasons why this is the tool for all to go for. Some of the unique features that make this tool stand out from all the rest include;
Multiple function- This may be one chopping board but you can be sure that it does a variety of functions. It is split into two so that you can have the liberty to put two different ingredients together. You can choose to put the meat on one side and the vegetables on the other side. It helps to reduce the cases of cross contamination significantly. This is one tool that you are truly going to enjoy having the taste of it. The fact that it is big also allows more ingredients to be added to the tool. This therefore helps to make it a very convenient tool for all to use. The tool started in one of the simplest ways, through crowdfunding. It is now one of the best tools that you can ever come across. You will be very happy to know that this tool is also affordable. This is one of the most pocket friendly tools that you are ever going to come across.
Can be shared- This is one tool that helps in bonding while in the kitchen. The tool can be separated into two and therefore very easy to share. It makes it a tool that is good when you want to teach the child how to cook. It is also good when you are looking to cook with your husband. One person can take one part while the other person takes the other part. The other option is to let one person cut on one side and after they are done, the other person will start to cut on the other side as well.
Cooking is fast- Since the work is going to be divided into two, the cooking process is going to be very fast. This is quite impressive especially when you are short in time. One person may be working on one food item while the other person works on another food item. In this way the food will all be cooked in good time. The time that this project was looking for investors, the benefited a lot because of the wonderful concept that the tool has to offer.
Uniqueness- This is one tool that is not just designed for use but uniqueness as well. The tool has one of the best designs that is very good to the eye. You will be very delighted to know that this is one tool that will help to add some pomp and color into the kitchen. The wonderful and bright colors that it comes with are some of the main things that helps to make the tool stand out from the rest.